Best Commercial Finance

Acquiring finance for a property development project can be a time consuming and complicated affair. Tracking down the right lending product which fits your requirements most closely can be difficult, doubly so if you have never applied for property development finance in the past. Below are a few tips designed to give you a head [...]

Development loans can be loosely described as a type of finance that is used by a property developer to either construct new property, or renovate an old derelict property. As with any form of commercial finance, the application process is often complex and can take quite some time. People often mistakenly believe that developments loans [...]

We have today added some new information to our website regarding the Small Firms Loan Guarantee Scheme (SFLG).
The Small Firms Loan Guarantee Scheme is a joint venture between the Department for Business, Enterprise and Regulatory Reform (BERR) and a number of participating lenders. Participating lenders administer the eligibility criteria and make all commercial decisions regarding [...]

Many people seem to approach commercial borrowing and commercial property finance under the false assumption that it works in a similar fashion to personal borrowing; this is simply not the case. Commercial lenders operate a significantly different set of lending criteria for commercial lending, to further confuse maters these criteria will often be different from [...]

The application process for a commercial mortgage has only a passing similarity with the application process for a personal residential mortgage. Commercial lenders operate a far more complicated set of selection criteria when weighing up the risk of a commercial mortgages that have been applied for. It is highly recommended that anyone who is considering [...]

Many people are under the false assumption that the application process for a commercial mortgage is similar to that of a personal or residential mortgage application; this is fundamentally an incorrect assumption. An application for a commercial mortgage is driven by a significantly different set of lending criteria, which need to be understood before an [...]

In order to answer this question, let us first ask another. You will have your own sphere of excellence and area of expertise, you may be a leader in your particular field, in this situation would you recommend that a laymen attempt to do business in your marketplace? Of course you would not, industry expertise [...]

In order to discuss the acquisition of a commercial short term bridging loan, we first need to define exactly what this form of finance is, there are two general forms that a short term bridging loan can take, and both of these are detailed below.
• Closed Bridge – This type of short term bridging loan is [...]

A new bridging loan product has been launched which provides 100% funding of the purchase price.
This style of bridging loan is for Below Market Value (BMV) purchases and is ideal for auction properties where BMV is more prevalent. The bridging loan offers 100% of the purchase price subject to a maximum of 65% loan to [...]

Most people will have heard of the term bridging finance or bridging loan, but unless they have actually needed to apply for one, they may not be completely clear on what this type of loan is or what it is used for. An extremely simple definition would be that bridging finance is a type of [...]