Commercial Insurance
At Best Commercial Finance we have teamed up with Business Money Insurance Services (BMIS) to provide comprehensive policies at competitive prices.
Enquiries can be made by telephoning 0800 118 2254 although a website has been developed which allows you to input your insurance requirements directly to obtain a quotation. Clearly each business has it’s own requirements and to allow BMIS to come up with a policy, which is bespoke and fits your needs they have guaranteed to provide a solution within 24 hours for the majority of enquiries. There are some situations where the business is more complex or the risk deemed ‘high’ here the broking will take longer to fulfil because of a need for a site visit or time for a presentation to be made to Lloyds of London. In these situations BMIS promise to deal with the request within five working days.
The BMIS website is supported by a team of professionally qualified insurance brokers who are available during the working week and on a Saturday morning to deal with customer queries, make site visits and broker insurance presentations ensuring YOU get the right product to meet your needs.
Make a free, no obligation quote NOW – simply register online and complete the straight forward enquiry questionnaire. A competitive quote is normally then available within 24 hours.
CLICK HERE TO MAKE AN ENQUIRY
A wide range of business types can be considered. Please click below to read more about some of the more common business areas:
- Property Owners Insurance
- Shops Insurance
- Pubs Insurance
- Office & Surgeries Insurance
- Hotels & Guesthouses Insurance
- Restaurant Insurance
Property Owners Insurance
Information included gives you a flavour of the types of cover for property owners insurance. Different insurance companies will have different standards of cover and associated terms and conditions. The following information gives you a flavour and it should not be assumed that every policy from every insurer will include these features.
Typical policies include as standard
• Building cover with accidental damage
• Loss of rent – typically 20% of the buildings sum insurance for
residential properties
• Alternative accommodation costs – typically 20% of the buildings
sum insurance
• Damage to internal and external fixed glass
• Damage to Sanitary Ware
• Unauthorised use of electricity and gas
• Trace and access
• Theft of keys and lock replacement
• Loss of landlords money on premises
• Property Owners Liability – typically £ limit of indemnity
• Legal expenses cover
• 24 hour legal helpline
• Index linking
Typical optional policy extensions
• Landlords contents including communal areas and accidental damage
• Loss of rent for commercial properties
• Subsidence
• Increased limit for indemnity on property owners liability
• Employers’ liability
• Terrorism cover
Shops Insurance
Information included gives you a flavour of the types of cover for shops insurance. Different insurance companies will have different standards of cover and associated terms and conditions. The following information gives you a flavour and it should not be assumed that every policy from every insurer will include these features.
Typical policies include as standard
• Contents including 25% seasonal insurance on stock
• Business Interruption
• Book debts cover
• Damage to fixed glass and shop front
• Theft of keys and lock replacement
• Theft by employees
• Loss of money in transit or in a locked safe overnight
• Electrical or mechanical breakdown of equipment
• Computer breakdown
• Refrigerated contents
• Public and product liability
• Employers’ liability
• Personal Accident (assault)
• Legal expenses cover
• 24 hour legal helpline
• Index linking
Typical optional policy extensions
• Accidental damage on contents
• Buildings
• Accidental damage on buildings
• Subsidence
• All risks on portable property
• Loss of licence cover
• Terrorism
Pubs Insurance
Information included gives you a flavour of the types of cover for pubs insurance. Different insurance companies will have different standards of cover and associated terms and conditions. The following information gives you a flavour and it should not be assumed that every policy from every insurer will include these features.
Typical policies include as standard
• Contents including 25% seasonal insurance on stock
• Business Interruption
• Damage to glass
• Theft by employees
• Guests personal effects
• Property in the open
• Loss of money in transit or in a locked safe overnight
• Electrical or mechanical breakdown of equipment
• Computer breakdown
• Refrigerated contents
• Public and product liability
• Employers’ liability
• Personal Accident (assault)
• Goods in transit
• Legal expenses cover
• 24 hour legal helpline
• Index linking
Typical optional policy extensions
• Accidental damage
• Buildings
• Subsidence
• Insured’s personal contents and money
• All risks on portable property
• Loss of licence cover
• Terrorism
Offices & Surgeries Insurance
Information included gives you a flavour of the types of cover for offices & surgeries insurance. Different insurance companies will have different standards of cover and associated terms and conditions. The following information gives you a flavour and it should not be assumed that every policy from every insurer will include these features.
Typical policies include as standard
• Contents
• Business Interruption
• Book debts cover
• Increased costs of working
• Damage to glass
• Theft of keys and lock replacement
• Theft by employees
• Loss of money in transit or in a locked safe overnight
• Electrical or mechanical breakdown of equipment
• Computer breakdown
• Refrigerated contents
• Public and product liability
• Employers’ liability
• Personal Accident (assault)
• Legal expenses cover
• 24 hour legal helpline
• Index linking
Typical optional policy extensions
• Accidental damage on contents
• Buildings
• Accidental damage on buildings
• Subsidence
• All risks on portable property
• Terrorism
Hotels & Guesthouses Insurance
Information included gives you a flavour of the types of cover for hotels & guesthouses insurance. Different insurance companies will have different standards of cover and associated terms and conditions. The following information gives you a flavour and it should not be assumed that every policy from every insurer will include these features.
Typical policies include as standard
• Full theft cover
• Contents including 25% seasonal increase on stock
• Business Interruption
• Damage to glass
• Theft by employees
• Guests personal effects
• Property in the open
• Loss of money in transit or in a locked safe overnight
• Electrical or mechanical breakdown of equipment
• Computer breakdown
• Refrigerated contents
• Public and product liability
• Employers’ liability
• Goods in transit
• Legal expenses cover
• 24 hour legal helpline
Typical optional policy extensions
• Accidental damage
• Buildings
• Insured’s personal contents and money
• Subsidence
• All risks on portable property
• Loss of licence
• Terrorism
Restaurants Insurance
Information included gives you a flavour of the types of cover for restaurants insurance. Different insurance companies will have different standards of cover and associated terms and conditions. The following information gives you a flavour and it should not be assumed that every policy from every insurer will include these features.
Typical policies include as standard
• Contents including 25% seasonal insurance on stock
• Business Interruption
• Book debts cover
• Damage to internal fixed glass
• Theft of keys and lock replacement
• Theft by employees
• Loss of money in transit or in a locked safe overnight
• Electrical or mechanical breakdown of equipment
• Computer breakdown
• Refrigerated contents
• Public and product liability
• Employers’ liability
• Personal Accident (assault)
• Goods in transit
• Legal expenses cover
• 24 hour legal helpline
• Index linking
Typical optional policy extensions
• Accidental damage
• Buildings
• Subsidence
• All risks on portable property
• Loss of licence cover
• Terrorism
CLICK HERE TO MAKE AN ENQUIRY
