Commercial Mortgages - Owner Occupier
Commercial mortgages for the owner occupier or investor allow the purchaser,
whether a company, partnership or sole trader to purchase or
re-finance premises for their own business use.
Most commercial lenders have an appetite for this type of business
and Best Commercial Finance is well equipped to source the right
deal at the right price for your business needs.
Where possible we will attempt to tailor our lending solution to fit
the exact needs of your business. This could include elements such
as:
- Interest-only mortgages, part interest only/part capital
repayment loans
- Capital repayment holidays
- Repayment terms up to 30 years
- Use of additional security
- Fixed, variable and interest rate ‘managed’ loans
- ‘Offset’ style loans
Our experience covers all sectors, Office, Retail, Industrial and
certain other niche markets.
Typically, 70% to 85% loan to property valuation depending on
sentiment in the particular industry sector at the time, and the
trading performance of the business.
100% lending is possible, if suitable additional security can be
offered and the ability to service the loan can be evidenced.
If you already own your own premises, it is vital that you
periodically review the terms of that commercial loan to ensure you are getting
the best possible deal. For example, you may have started the
commercial finance loan
at a much higher rate to reflect the fact you were a start-up
business or had no Accounts. If the business now has an improved
trading record, then it may well be cost effective to re-mortgage
with a cheaper commercial finance lender.
Best Commercial Finance also offers commercial funding solutions in
the following niche markets:
- Hotels
- Health clubs
- Care and nursing homes
- Restaurants Pubs, Nightclubs
- Farms
Please contact us for more details or call now on 0800 118 2254
